How much should I save for retirement? How much life insurance do I need? Can I put too much in my 401K? Should I get an umbrella policy? Can I afford to pay for my kid’s college? Should I get a Roth IRA? Term Life or Universal Life Insurance? Can I manage deductibles to control insurance costs?
As an independent Financial Consultant, our financial planning and analysis services can help you navigate all of these questions. Because of the benefits of financial advisors who are independent, we help you without trying to sell you a policy or a fund or anything else. All we do is help you. In short, we will give you customized advice, we will adjust your plan whenever you want, even we’ll get on the phone with you and talk to your insurance guy with you if you want – Our business succeeds when you get the help you need.
So, don’t hesitate and gain financial advisor benefits from an independent financial advisor to help you in the long run of financial planning services.
As financial planners we spend the time to understand your personal financial picture and how we can support your goals…Read More
We will inspect your insurance coverages and make sure you have the protection you need to make sure unforeseen accidents…Read More
When can I retire? How can I pay for my child’s college? Can we get a vacation home? Can we travel more? Instead of telling you to save a set percentage like some…Read More
Your investment plan should be as simple as it can be – but no simpler. If you are using a target date mutual fund because…Read More
At Strong Back Financial, we recommend a well-diversified portfolio for our clients. Most plans will have an aggressive investing component that should yield larger gains to grow savings faster. For advanced investing clients, we recommend taking 10% of the aggressive investing portfolio and utilize a strategy we call hitting singles and taking LEAPS.Read More
People work decades to build a retirement nest egg only to realize that they spent their most active years working for their money instead of letting their money work for them. We have all been told that contributing at least 10% of your income to your 401k or IRA is the minimum we….Read More
Transferring after-tax IRA contributions to a Roth IRA (the dreaded “Backdoor Roth Maneuver”) is under severe scrutiny by congress as a tax loophole for the rich. This move is popular for people who earn too much money to directly contribute to a Roth IRA ($75,000 filing single – $124,000 married filing jointly) but want…Read More
“With Strong Back’s help, I can manage my pension’s lump sum payout to retire early with more security”
“I just wanted someone to help me manage my financial plan. Strong Back set me up with a better portfolio the a big investment firm I was working with for a way better value”
“Strong Back put our portfolio performance back on track. Now our retirement and 529 accounts are set up for success. We are even thinking about a vacation home now.”
“The planning process and financial modeling really set my mind at ease. I feel great about my retirement plan and budget!”